Services and Strategies

Mike specializes in working with clients who desire an analytical approach to planning for retirement income needs, and appreciate the independence of non-propriety solutions.   Understanding a client's goals begins with learning about their family structure and their unique needs. With a comprehensive understanding, Mike recommends and helps his clients decide on implementation strategies to help best achieve their goals.

Strategies within the financial plan include asset management, retirement income generation, portfolio diversification, gifting strategies, insurance needs, and estate planning.

Clients are supported through three phases:

Comprehensive Review

  • Analysis and evaluation of a client's complete financial picture, leading to the development of a financial plan with a personalize strategy.

Implementation & Execution

  • With an agreed upon plan, the details are put into action to start working towards the client's defined goals.

Monitoring & Tracking

  • Ongoing review of the financial plan helps make progress towards goals.

Planning and Products

Mike's independent status through Focus Financial allows him to offer clients a wide range of products for their particular needs, and choose those products he believes to be the best fit to help achieve his clients' goals.

Investments*

  • Mutual Funds, Exchange Traded Funds (ETFs), Stocks and Bonds
  • Fixed, Indexed and Variable Annuities from top-rated insurance companies
  • Real Estate Investment Trusts (REITs) and other alternative investments

Insurance*

  • Fixed, Variable, and Term Life Insurance
  • Traditional Long-Term Care Insurance
  • Asset-Based Long Term Care Insurance

Retirement Plans*

  • Individual Retirement Accounts (IRAs) and Roth IRAs
  • Simplified Employee Pension Plans (SEPs) and SIMPLE Retirement Plans
  • Non-Qualified Deferred Compensation Plans

Planning Services

  • Retirement Income Planning
  • Estate Planning
  • Saving for College
  • Wealth Replacement and Life Insurance Needs

INVESTMENT PRODUCTS: NOT FEDERALLY INSURED • NO FINANCIAL INSTITUTION GUARANTEE • MAY LOSE VALUE

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

mtrnka@focusfinancial.com  |  (320) 257-0078